Payment Options

Financial Security

Perfect Choice Funeral Plans are brought to you by Ecclesiastical Planning Services which is part of the Ecclesiastical Group. Ecclesiastical is a specialist, UK-based financial services group which has been protecting people, property and funds since it was founded in 1887.

Perfect Choice plans are carried out by funeral directing firms that are members of the National Association of Funeral Directors (NAFD). NAFD members carry out over 80% of all funerals in the UK and comply with a strict code of practice so you can be sure that your funeral will be of the highest possible standard. Perfect Choice plans are regulated by the Funeral Planning Authority which exists to protect consumers’ interests across the funeral planning sector in the UK.

Both Ecclesiastical and NAFD are passionate about customer care so you’re in safe hands. With a Perfect Choice Funeral Plan you can be sure of the highest standards of help and advice, outstanding financial security and an exceptional level of support for your family when the time comes.

One off payment or Instalments

You can choose whether to make a one off payment for the full cost of your plan or pay in instalments. We will produce a detailed quotation for you following your meeting with our funeral director. This will breakdown all of the costs involved and can include an instalment calculator if you wish.

The money from your plan is held securely by a life assurance company in a whole of life assurance policy. Unlike some funeral plans, every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely and ring-fenced to pay for your funeral when the time comes. What’s more, to ensure maximum financial security, we only work with UK-based life assurance companies that are authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA or FCA but are regulated by the Funeral Planning Authority.